Best cheap phones in Australia 2020: the top budget handsets you can buy right now

While handsets like the Samsung Galaxy Note 10, iPhone 11 and the Google Pixel 4 are stealing attention around the globe, there's a lot of intriguing (and cheap) stuff going on in the world of budget phones.

Sadly smartphone innovation isn't cheap – and most of it is reserved for high-end contract handsets. There is however such a thing as a good cheap smartphone, and ever so gently all those amazing features from the flagship devices are slowly trickling down to the budget phones.

That's why we have sorted through hundreds of inexpensive smartphones in order to rank the best options that you can buy unlocked without monthly fees and, importantly, without a two-year contract.

No, these aren't the best smartphones available in Australia, so you won't find the newly-announced Galaxy S20 Ultra among them. However, it is a selection of our favourite budget and mid-range smartphones. If you're looking to pick up a decent handset for not much cash, these are the top cheap phones your money can buy - even on a budget.

UPDATE: The Realme 6 has been added to our list of the best cheap phones in Australia – read on to find out more about it and where it placed on our list!

With its surprise arrival in Australia last year, Realme shook up the local budget smartphone scene by offering high quality handsets at prices that seemed too good to be true. Though it originated as a subsidiary of Chinese phone-maker Oppo, the company has since gone (mostly) independent, managing to garner a reputation for exceptional value in little-to-no time. 

Realme XT is currently the company's flagship phone in Australia, and it's so good that it may cause you to completely rethink the importance of premium handsets. For less than AU$500, the Realme XT offers a Super AMOLED display, 8GB of RAM, 128GB of storage, a decent Snapdragon 710 chipset and a quad-camera on its rear that boasts a 64MP main sensor. 

Add to this a pair of gorgeous colour-shifting gradient finishes, a large 4,000mAh battery with fast charging capability, the option to update to Android 10 and the inclusion of a headphone jack, and it's hard to fault the Realme XT. Granted, ColorOS is far from our favourite smartphone interface, and some water resistance would've been nice, but at this price point the Realme XT is very easy to recommend.

See the best Realme XT outright deals here

Bringing Samsung's penchant for beautiful design to the budget phone arena, the Galaxy A50 definitely has a premium look and feel despite its AU$499 RRP. Offering a gorgeous 6.4-inch AMOLED display, the Galaxy A50 immediately appears impressive upon first sight.

Running Samsung's updated One UI interface over the Android 9 OS, the Galaxy A50 admittedly feels a little sluggish in comparison to the company's flagship handsets, which we suppose is expected given that it's powered by a mid-range Exynos 9610 (10nm) chipset.

Still, we love that this budget phone can boast a triple camera setup that includes a fantastic ultra-wide lens, though admittedly you do have to put a little work into getting good shots with it. We also love that the phone still offers microSD expansion and a 3.5mm headphone jack – two things that are becoming less likely to be included in future smartphones.

See the best Samsung Galaxy A50 outright deals here

Intended as a successor to the Realme XT (currently placed at number one on this very list), the Realme 6 boasts some very premium new features along with an even more affordable price point, though its reduced cost has resulted in a slight downgrade in some areas.

Boasting Android 10 right out the box, the Realme 6 is a nice little performer, backed by an impressive 8GB of RAM – an amount of memory which few would've expected to find in a AU$469 phone just a year or two ago.

As great as its tech specs are, the inclusion of a display with a 90Hz refresh rate is arguably the Realme 6's most standout feature. With the 90Hz mode switched on, scrolling on the Realme 6 becomes incredibly smooth. 

Admittedly, while that faster refresh rate is beautiful, it does result in some impact on battery life. Thankfully, the Realme 6's battery is slightly larger than the one found on its predecessor, sporting a decently sized 4,300mAh battery.

Of course, gaming on the Realme 6 the most benefit from the faster screen, with more responsive gameplay on the whole. That said, the main trade-off is that the Realme 6 loses XT's brilliant AMOLED display, instead opting for a less vibrant IPS LCD screen.

In terms of security, Realme 6 offers a side-mounted fingerprint scanner – a welcome addition, even if it is a clear step-down from the in-display sensor featured on the XT. Users also have the option of using the device's less-secure face unlock functionality.

With many great premium-level features and a budget price, it's easy to recommend the Realme 6, especially if you're an avid mobile gamer. That said, if the 90Hz refresh rate isn't of importance to you, the Realme XT is probably still the better option overall.

See the best Realme 6 outright deals here

Sporting Android 10 right out of the box, Realme C3 feels distinctly current and up-to-date for a low-cost smartphone. Along with a system-wide dark mode option and a full suite of gesture controls, the Realme C3 offers all the security and privacy features we've come to embrace in the latest version of Android – and all presented through the lens of Realme's colourful new UI. 

Speaking of lenses, the Realme C3 sports a triple lens snapper on its rear which is capable of some decent, if not spectacular macro and bokeh-style photos. Of course, it would be unreasonable to expect flagship results from a AU$269 (RRP) handset. On the front of the device, you also get a 5MP selfie camera with AI-driven portrait and beauty features.

However, the Realme C3's real showstopper is its enormous 5,000mAh battery, which is comparable to many of the world's flagship phones. You can even share some of that extra juice with another handset via cable connection thanks to the inclusion of reverse charging functionality.

If there's one major downside to the Realme C3, it's that it sports an older Micro USB port for charging and data transfer, rather than the now standard USB Type-C port. That said, if you can overlook this stumble, you'll find the Realme C3 to be a terrific smartphone option for those trying not to break the bank.

See the best Realme C3 outright deals here

Motorola has become one of the most reliable manufacturers of budget smartphones in recent years – a fact that's perfectly exemplified by its Moto G series handsets. We've come to greatly admire the way that Motorola's G series consistently delivers quality features at a fraction of the cost of your average premium handset.

Admittedly, the Moto G8 Plus doesn't look as pretty as some of the other handsets on the list, sporting a plastic build and rounded corners, but in terms of functionality it is has the edge on many of them. That being said, we wish its OS was a little snappier to use. Still, we like its big, bright display and appreciate the inclusion of a headphone jack – something that's becoming increasingly rare these days.

With its triple camera setup, the Moto G8 Plus is also capable of taking really nice photos. However, while the phone is able to record video in the ultra-wide format, it isn't able to take regular pictures that way, which is quite strange if you ask 

See the best Moto G8 Plus outright deals here

The iPhone 7 might be the oldest iPhone (along with the iPhone 7 Plus) still sold by the company, but that also makes it the cheapest iPhone that's currently on offer, making it ideal for those who'd like to play in Apple's ecosystem without paying exorbitant amounts of money.

On paper, the iPhone 7 is outclassed by most of the newer Android handsets on this list in terms of camera and specs. However, Apple's A10 Fusion chip offers the handset great performance, and in the hand it definitely retains an undeniable sense of quality despite its age. 

While it may have been replaced by two separate generations of iPhones, with a lower price tag and the latest iOS 13 software on board the iPhone 7 is still very much a viable option for those looking for a slice of Apple's smartphone pie.

See the best iPhone 7 outright deals here

Sporting impressive specs and a large, colourful display, Xiaomi's Redmi Note 8 Pro is definitely a good option for those who want great mobile gaming performance at an affordable price. 

It's got a gaming-focused chipset in the Mediatek Helio G90T, offering exceptional performance on titles like Call of Duty: Mobile and PUBG. That's backed by a hefty amount of RAM, a huge battery and the inclusion of liquid cooling.

Looking at its specs on paper, the Xiaomi Redmi Note 8 Pro almost seems too good to be true. However, it is significantly let down by its MIUI software and an abundance of bloatware. Still, a bit of tinkering (and a lot of uninstalling) can significantly improve the phone's overall experience, making it a great option for the value-minded gamers out there.

See the best Xiaomi Redmi Note 8 Pro outright deals here

• Check out how these cheaper models compare to our overall top Aussie smartphone picks

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